Updated and Expanded Personal Financial Management (PFM) Requirements in the Personal Readiness Seminar (PRS)

1.  Purpose.  This MARADMIN announces the updated
and expanded Personal Readiness Seminar (PRS), in accordance with
requirements established in references (a)-(f).  PRS is the
foundational readiness touchpoint for Marines to ensure compliance
with statutory financial education and primary prevention mandates,
supporting readiness, and reinforcing the Marine Corps Total Fitness
(MCTF) framework in support of reference (g).
2.  Background.  Legacy PRS was a four-hour course focused on
introductory financial literacy.  PRS is now expanded to a full-day,
comprehensive seminar integrating financial readiness, primary
prevention, and the four domains of MCTF (mental, social, spiritual,
and physical) in accordance with references (e), (g), and (h).
3.  Training Requirements.
3.a.  Attendance.  Active-duty and Reserve Marines must attend PRS
within 90 days of reporting to their first permanent duty station
per reference (c).  Commanders may direct additional attendance
based on financial indicators (e.g., non-sufficient funds, Basic
Needs Allowance eligibility, risk factors identified in Force
Preservation Councils).
3.b.  Duration.  The seminar is delivered in a single day.
3.c.  Delivery Methods.
3.c.1.  Facilitation is interactive and scenario based.  In-person
delivery is the standard method and will be available on
6 April 2026.  The installation Personal Financial Manager (PFM) is
the point of contact for scheduling PRS sessions, including
unit-specific sessions.
3.c.2.  An asynchronous version is available on the Joint Knowledge
Online version and is approved for use by Reserve Commands and
remote and isolated units.
3.d.  Documentation and Reporting.
3.d.1.  Completion must be recorded as Financial Education Action
Point Code PR in the Marine Online (MOL) Basic Training Record in
support of requirements in reference (b).  Commanders ensure timely
completion and reporting in MOL.
3.d.2.  Participation in PRS is validated via the Marine Corps
Training Information Management System by the installation PFM.
4.  Command Responsibilities.
4.a.  Command Financial Specialists (CFS) notify Marines within
90 days of reporting to the command of the requirement to attend PRS
as per reference (c).
4.b.  CFSs ensure attendance is monitored and completion validated
via the unit's Admin section.
4.c.  Commands are encouraged to incorporate PRS completion data
into Force Preservation Council and readiness assessments.
5.  PRS Facilitation.
5.a.  Each session of PRS is collaboratively facilitated by
installation and unit-level stakeholders per reference (h).
5.b.  Installation PFMs coordinate with required facilitators to
schedule and plan the delivery of each PRS session using the HQMC
standardized materials found on the Marine Corps eLearning Ecosystem
(MCeLE, formerly MarineNet).
5.c.  CFS personnel may serve as co-facilitators for the financial
portion of PRS upon completion of the PRS Instructor Orientation and
Evaluation Checklist.  Delivery of the financial portion of PRS must
adhere to Personal Financial Management Program standards of
instruction, confidentiality, and client ethics in accordance with
reference (c).
6.  This MARADMIN applies to the Active Component and the Selected
Marine Corps Reserve.
7.  This MARADMIN will expire when incorporated in reference(c).
8.  Release authorized by LtGen William J. Bowers, Deputy
Commandant, Manpower and Reserve Affairs.